Many regular Kiwi families dream of purchasing their own homes. But it’s also a substantial commitment that requires the necessary planning and direction to be carried out properly.

Finding your dream home can seem like a daunting task, what with creating a realistic budget and locating a mortgage that fits your particular financial situation. Our mortgage brokers at Finance Bloom are delighted to answer any questions you may have about the process in addition to helping you arrange a home loan.

Finding the right home loan for you doesn’t have to be overwhelming. We’re here to help.

We make the home loan process as simple and stress-free as possible, so you can spend less time worrying and more time enjoying your home.

We can help you understand everything you may have questions about, including the first homeowners’ grant, lender’s mortgage insurance, etc. Our team of financial advisers acts as your personal source of knowledge when it comes to navigating the world of home loans.

We’ll be here to help every step of the way.

Our team of experienced financial advisors can help you:

  • Understand how a home loan will affect your overall financial plan
  • Save for a deposit
  • Get your budget sorted
  • Figure out exactly how much you can afford to borrow
  • Decide whether or not you should take out a lender’s mortgage insurance
  • Find the right home loan for you through our mortgage brokers

As well as helping you find the ideal home loan for your personal financial situation, wants and needs, we also make sure that your loan is structured in a way that maximizes your benefits.

We understand that a home loan is a serious commitment that will affect every other aspect of your financial plan.

Things to consider


Where are you coming from,what is your direction?


Find out your spend power and what’s possible with Luminate Financial Group helping at every step


What are you looking for and what will work long term?

Get financing for whatever you need now

Enquire Now


While it’s always important to carefully consider your financial situation before taking on a loan, sometimes a loan is the best way to finance a large purchase or project that you can’t afford the upfront

Strong Then, Strong Now

Our unique online technology gives you an instant quote and approval within hours.

Consistently High-Rated

We compare from the major lenders and negotiate directly to get you the best finance rate that will meet your lifestyle and requirements.

Promising life future

Whether you are looking for a loan for your home, business or personal use, we can certainly help. We provide premium kiwi service and always ensure our customers get the best deal with us.

Stability is Proven

We help you find the right loan and provide options on structure to reduce your debt faster.

Loan Eligibility

Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a personal loan.


You’re over 18 years of age.


Hold a valid New Zealand driver license


Have a regular income


You’re a New Zealand resident or visa holder

Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

Here at Finance Bloom, we have access to multiple lending partners, enabling us to offer our customers competitive and hassle-free home loan packages. Our finance team can organize a professional solution to your financial situation, tailoring a personalized finance package that suits your needs and budget. We want to make the home loan application and approval process as easy and stress-free as possible so you may worry less and enjoy your home more.

Refinancing can be a painful task. But with our assistance, the procedure will go quickly, easily, and smoothly. We have access to a wide range of lenders, which we can immediately compare with you. The phrase “home loan refinancing” refers to the process of changing your mortgage. During refinances, homeowners have the option of sticking with their present lender while switching their home loan products. In an effort to locate the finest incentives and lowest rates for homeowners, they may also decide to look for a different lender ready to take over the current mortgage. Whatever choice you decide on, Finance Bloom can help you locate the best house loan refinancing terms accessible to homeowners in New Zealand.