Up until the property is sold, you can take out a short-term loan called a “bridging loan” in addition to your existing mortgage. During the sale phase, it is a very quick and simple way to obtain your equity. If you need to “bridge the gap” between buying your new home and selling your old one, bridging loans may be the perfect option. Finance Bloom can assist you if you need a bridging loan. Contact our helpful team right away for a cost-free quote with no obligation.

A bridging loan can provide a cash flow injection for personal use when:

  • Your bank can’t deliver based on circumstance or time
  • You don’t have financials in order but have equity in your home or another real estate
  • You need short term bridging funds to:
  • Renovate or prepare your property prior to the sale
  • Complete a small land subdivision or duplex intended for sale
  • Get a deposit for a new property (investment or principal place of residence)
  • Help with moving, living, legal or medical costs
  • Pay a personal bill or debt that can’t wait until the property is sold



Allows you to move quickly on a new property purchase, without worrying about selling your existing home first.


For a cost, it allows you to secure a position in the market giving you certainty e.g. to capitalise on a good deal or move into a tight market where opportunities don’t come up often.


Provides finance to build a new home while you live in your current home.

Get financing for whatever you need now

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While it’s always important to carefully consider your financial situation before taking on a loan, sometimes a loan is the best way to finance a large purchase or project that you can’t afford the upfront

Strong Then, Strong Now

Our unique online technology gives you an instant quote and approval within hours.

Consistently High-Rated

We compare from the major lenders and negotiate directly to get you the best finance rate that will meet your lifestyle and requirements.

Promising life future

Whether you are looking for a loan for your home, business or personal use, we can certainly help. We provide premium kiwi service and always ensure our customers get the best deal with us.

Stability is Proven

We help you find the right loan and provide options on structure to reduce your debt faster.

Loan Eligibility

Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a personal loan.


You’re over 18 years of age.


Hold a valid New Zealand driver license


Have a regular income


You’re a New Zealand resident or visa holder

Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

Here at Finance Bloom, we have access to multiple lending partners, enabling us to offer our customers competitive and hassle-free home loan packages. Our finance team can organize a professional solution to your financial situation, tailoring a personalized finance package that suits your needs and budget. We want to make the home loan application and approval process as easy and stress-free as possible so you may worry less and enjoy your home more.

Refinancing can be a painful task. But with our assistance, the procedure will go quickly, easily, and smoothly. We have access to a wide range of lenders, which we can immediately compare with you. The phrase “home loan refinancing” refers to the process of changing your mortgage. During refinances, homeowners have the option of sticking with their present lender while switching their home loan products. In an effort to locate the finest incentives and lowest rates for homeowners, they may also decide to look for a different lender ready to take over the current mortgage. Whatever choice you decide on, Finance Bloom can help you locate the best house loan refinancing terms accessible to homeowners in New Zealand.